Rose is a 25 year old married woman. She has 2 children, ages 4 and 7 years. She describes herself as ambitious. She operates a retail business where she sells drinks. She has been involved in this business for 5 years. Her business is located in an area with potential and her primary customers are local residents. She describes her biggest business challenge as inadequate funds. She will use the Kes 20,000 loan to buy stock of drinks. Her business goal is to be financially stable within 5 years. She hopes that in the future, she will be prosperous. This is her first loan with SMEP DTM.