Seymour is a 37-year-old married man with two sons. His wife is a housekeeper.
He grows and sells fruits (apples, oranges, pears, lemons, bananas and etc.) and vegetables (greens, potatoes, tomatoes, cucumbers, onions and so on) at the local bazaar. His monthly income is 90 AZN. Seymour's brother helps him to grow fruits and vegetables.
Azeri people like eating delicious fruits and vegetables. Beside that, vegetables are used in preparing different soups (tomato soup, lentil soup), salads, national dishes such as roasted eggplant etc. Demand for fruit is also high. They use fruits to make fresh juice, fruit pies, and different sorts of jam.
Seymour wants to expand his business and improve his family's life condition. Therefore he applied for a 1,500 AZN loan. He will use this money to buy more fertilizers and garden tools.
Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.