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Bashira is 50 years old, married and has three sons. Her husband is a farmer. She works in a small shop as a seller and has 20 years of experience. She sells such daily products as bread, butter, sugar, salt, rice, pasta and etc. Beside that the assortment of her shop includes washing powder, tooth paste, soap and other household goods. Bashira's monthly income is 180 AZN.

People in Azerbaijan are used to buy all the things they need in small shops. Such shops are situated almost in every yard and prices there are cheaper. Local people visit Bashira's shop very often because of their high demand for daily products and household goods.

Bashira wants to expand her small business and to improve her family's life. She applied for 2,000 AZN loan in order to purchase more goods from suppliers. This is her fourth loan and she has a good client history.

Additional Information

About Aqroinvest:

Aqroinvest Credit Union was founded in 2001 by a group of 32 farmers from Imishli. It has since grown to become the largest credit union in Azerbaijan, owned by its more than 5,400 borrowers and boasting a portfolio of nearly US$12 million.
AqroInvest is focused on providing loans to the following groups of people: rural farmers, people living in distant southern villages with little or no access to finance and internally displaced people and refugees, many of whom lost their homes and livelihoods during the violent conflicts in the 1990s.

In May 2011, Aqroinvest started a new project with Kiva proving higher education loans to students. The project gives students the support and financing they need to continue their education and helps pay for tuition fees at various universities in Azerbaijan. Aqroinvest is the first credit union in the country to offer students loans.


About Azerbaijan

  • $10,800
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $14,289,125
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,550 helped Bashira to purchase more goods from suppliers.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jan 8, 2014
Jan 18, 2014
Currency Exchange Loss:
Aug 17, 2015