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Combattans De Sable Group
In this Group: Nareus, Seraphin, Louis, Fenelus, Augustin, Coissy, Samson, Joseph, Nicolas, Valcourt, Jacques, Josette, Andre, Joazil, Yvrany, Cheslie, Claudel, Bertrice, Judeline*, Nicolas, Petitfrere*, Julmice, Jacques, Cenatus*
* not pictured
Nareus is the coordinator of his lending group, Combattants de Sable. He is married and has five children. He lives in the northern region of Haiti, where electricity is rare and drinkable water is very limited.

Nareus is a carpenter, and purchases wood that he turns into boards that he sells. Prior to this, he was a farmer. He hopes this loan will allow him to grow his business, and he has larger ambitions to build a grocery stand.

Other members of the Combattants de Sable group need loans for other commercial activities, such as the sale of cosmetics, soft drinks, etc. Nareus states that his ambition is to become a well known business man in the region in which he lives. Expanding his business, with help from Esperanza International, will allow him to build a grocery stand in the future.
View original language description ↓
Nareus est le coordinateur de son groupe Combattants de Sable. Il est marié, Il a 5 enfants. Il habite dans la région nord d`Haïti ou de électricité est rare et de l’eau portable est très limitee.

Nareus est un charpentier et il va acheter des bois pour en faire du planche pour revendre. Avant de ce trafique ce commerce Il était un cultivateur. Il espère que cet emprunt l’aidera a changer le plan de parce qu il aimerait a contruire un epicerie


Des autres membres de COMBATTANTS de sable ont besoin d’un emprunt pour le commerce telques : ventes produits de cosmétiques boissons gazeuses etc. Il déclare que son défi principal est de devenir un grand commerçant dans le département du nord.

NAREUS dit son but principal c’est d’avoir un grand commerce qui lui facilitera a construire une grande epicerie avec l’aide d’Esperanza Int.

Additional Information

More information about this loan

This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Haiti

  • $1,600
    Average annual income
  • 3
    View loans »
    Haiti Loans Fundraising
  • $1,795,825
    Funds lent in using Kiva
  • 42.6
    Haiti Gourdes (HTG) = $1 USD

Success!! The loan was 100% repaid

A portion of Combattans De Sable Group's $3,750 loan helped a member purchase wood.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 24, 2013
Listed
Jan 21, 2014
Currency Exchange Loss:
Possible
Ended:
Jul 17, 2014