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Indira Gandhi Group
In this Group: Husna Ara, Tabasum, Sukrubari, Jarina
The name of this Joint Liability Group is Indira Gandhi, located at Khariar town of Nuapada district of Odisha, India. This group was formed in the year 2010 comprising four active and able women. Tabasum is one of the members of this group. She is standing in front with raised hand inside her poultry farm in the photo. She is a very confident lady of a minority community and she possesses a strong determination for the development of her family. She is 34 years old, living with her husband, two daughters of 18 and 16 years, and a son of 14 years.

Tabasum has been running a poultry/chicken farm for the last eight years with the help of her husband, who looks after it. She herself is running a tailoring center in her house with two sewing machines where she takes orders of stitching of ladies garments. Tabasum earns a monthly income of 10,000 INR from the above two businesses, and with this it is very hard to manage both the family and the educational expenses of the children. So Tabasum is planning to expand the chicken farm business to get some extra income. As her farm has a reputation for supplying quality chicken, customers from far and near villages like to deal with her farm.

This is the fourth loan for Tabasum and from this loan she wants to purchase chickens in bulk from the nearest wholesale market to save transportation cost and loss due to rate fluctuation. She is very hopeful that this investment will be helping her. She hopes to give better education to her children and marriage for her elder daughter.

The other three members of this group are Husna Ara, Sukrubari and Jarina, running procurement of seasonal products, photo framing center and general grocery shop, respectively.

Additional Information

More information about this loan

Mahashakti Foundation focuses its work in some of the most underdeveloped districts in Odisha, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for women living in some of India's poorest and most remote areas.

Important note about this loan

Due to Indian government regulations, if you fund this loan, you will not be repaid for at least 3 years. This borrower will likely repay your loan much sooner than that, in which case, the Field Partner may re-loan your funds to help other local borrowers. We want you to be aware of this minimum 3-year waiting period and the associated risks before making a loan to Indian borrowers on Kiva. Learn More >

About Mahashakti Foundation

Mahashakti Foundation is a public charitable trust that provides microfinance and development services in the low-income state of Odisha. Operating in the poorest region of India, the organization strives to serve rural communities, tribal groups and others living on less than USD$1 a day. In addition to microcredit, it also provides micro-savings and micro-insurance products, as well as business development, health, water and sanitation, and food security services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About India

  • $4,000
    Average annual income
  • 24
    View loans »
    India Loans Fundraising
  • $5,655,475
    Funds lent in using Kiva
  • 61.6
    India Rupees (INR) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Indira Gandhi Group's $2,750 loan helped a member to pay for bulk purchasing of chickens for her poultry farm.
0% repaid
Repayment Term
43 months (Additional Information)
Repayment Schedule
At end of term
Jan 9, 2014
Jan 18, 2014
Currency Exchange Loss: