Emmanuel is a 34-year-old single man. He describes himself as innovative. He operates a retail business where he sells drinks, milk, bread, household goods etc. He has been involved in this business for eight years. His business is located in a conducive environment and his primary customers are local residents. He describes his biggest business challenge to be limited stock.
He will use the KES 20,000 loan to add more stock of drinks, milk, bread an other items. His business goal is to be a wholesaler within five years. He hopes that in the future, he will be a role model in his line of business. He will use the anticipated profits to purchase a piece of land.