Josephine is a Kiva borrower. She has six children. She describes herself to be faithful. She operates a retail business where she sells shoes. She has been involved in this business for six years. Her business is located in a highly populated area and her primary customers are of all types. She describes her biggest business challenge to be lack of funds to buy more stock.
Josephine will use the Kes 20,000 loan to buy more stock of shoes. She hopes that in the future, she will have a successful business. This is her first loan with SMEP DTM.