Luz Con Esperanza Group
This loan will benefit their small companies, of which Esperanza is a part. She says that this is her first time with Pro Mujer, having joined on the invitation of a friend who is also a member. Currently she has a knitting business and sells blankets. She says that she learned this business in her previous job, where she did the same thing. She later decided to go on her own.
This loan will allow her to increase her capital (buy yarn and fringe) from the stores in La Paz and then she will use it to make and sell in her space. This will allow her to generate income to maintain her household. She lives with her husband and has four children.
When asked what she likes about Pro Mujer, she says that she likes the health care that it offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Esperanza es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de su amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido y venta de mantas; da a conocer que este negocio lo aprendió en un trabajo anterior, donde realizaba los mismos productos, posteriormente decide independizarse.
El crédito que ahora sacará es para el aumento de capital (compra de lana y flecos) que adquirirá de las tiendas de la ciudad de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar, ya que ella vive en concubinato y tiene cuatro hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las el área de salud que le ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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