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Bella Samaria
Bella is very happy and grateful to the COMIXMUL cooperative for providing her with support to invest in her business so she could meet her planned objectives for the Christmas season. This brought her and her family great satisfaction.

With her first loan she bought 60lb of t-shirt fabric, from which she made 1120 garments. She sold these at a very good price and managed to make 50% more profit than she had expected.

Because of this Bella was able to pay off her loan much earlier than planned and now she is approaching COMIXMUL again to ask for a second loan. She will use this to buy 51lb of white t-shirt fabric so she can make 1020 garments and 780 yards of gaberdine for trousers which will give her 580 pairs of trousers. This will enable her to satisfy the unmet demand at this time of the school year. She hopes to be helped again by the Kiva lenders.
View original language description ↓
Bella se encuentra muy feliz y agradecida con la cooperativa COMIXMUL por haberle brindado el apoyo para invertir en su negocio logrando los objetivos programados para la temporada navideña ya que fue una gran satisfacción para ella y su familia. Con su primer financiamiento ella compro 60 Lb. de tela para camiseta con la cual realizo una producción de 1120 unidades las cuales vendió a muy buen precio logrando obtener un 50% más de las ganancias esperadas. Gracias a ello Bella pudo cancelar su crédito con mucha anticipación y nuevamente se acerca hoy en día a la cooperativa COMIXMUL para solicitar un segundo financiamiento el cual utilizara para la compra de 51 Lb. de tela color blanco para camiseta con la cual generara una producción de 1020 unidades, 780 yardas de tela gabardina para pantalón obteniendo una producción de 580 unidades con lo que podrá cubrir la demanda insatisfecha para esta temporada estudiantil esperando nuevamente ser apoyada por los inversionistas en la plataforma KIVA.

Additional Information

More information about this loan

These loans are designed for young Honduran women between ages 16 and 29 who want to start their own businesses to launch their careers. COMIXMUL offers training sessions through its sister organization FUDEIMFA that will culminate in clients writing their own business plans and receiving their first loans. The main difference between this product and other COMIXMUL loans is that the institution normally requires the client to already have an established business in order to be eligible for a loan. However, COMIXMUL is waiving this requirement for young women who attend the training sessions.

About Honduras

  • $4,200
    Average annual income
  • 25
    View loans »
    Honduras Loans Fundraising
  • $8,153,025
    Funds lent in using Kiva
  • 20.0
    Honduras Lempiras (HNL) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $2,500 helped Bella Samaria to buy the raw materials for making trousers and shirts.
33% repaid
Repayment Term
39 months (Additional Information)
Repayment Schedule
Jan 15, 2014
Feb 24, 2014
Currency Exchange Loss: