Alejandro is 23 years old and is married. He lives with his wife and daughter in the Ventanas canton of the Los Ríos province.
Alejandro is a member of the "San Francisco" communal bank, in the Pantano area of the Ventanas canton. Here the people make a living in agriculture and raising livestock.
Alejandro works in agriculture - he sows corn. He is applying for this loan in order to buy insecticides, urea and fertilisers. With the help of this loan he will buy able to buy the necessary supplies for sowing his crops. Alejandro will make his purchases in Ventanas.
Alejandro's dream is to finish building his house. One challenge that he is facing at work is diseases affecting the crops and competition from other businesses. Alejandro likes to spend his free time with his family.
Alejandro tiene 23 años de edad estado civil unión libre vive con la esposa y su hija en el Cantón Ventanas Provincia de los Ríos.
Es integrante de la VRC SAN FRANCISCO, se encuentra ubicada en el Recinto Pantano, pertenece al Cantón Ventanas se dedican a labores Agrícolas y Pecuarias.
Alejandro se dedica a la agricultura a la siembra de maíz. Solicita el crédito para comprar insecticidas, urea, fertilizantes. Con la ayuda del crédito podrá comprar lo necesario para las siembras. Las compras las realiza en Ventanas.
El sueño es terminar la casa. Los desafíos a los que se enfrentan son las plagas y la competencia. En su tiempo libre le gusta pasar con la familia.
About Cooperativa San Jose
This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!