Fuente De Vida Group
The loan that they will take out will benefit small microenterprises of which Alejandra is a member. She has indicated that she joined Pro Mujer ten years ago, being admitted upon visiting the institution and observing that everything they offered her was favorable for her family. Currently she has a business selling juice. She says that she learned this business from observing that it was profitable. Furthermore, she had the tools to go to market.
The loan that Alejandra will take out now is for increasing capital (by the purchase of wholesale fruit) that she will acquire from the outdoor markets in the city of El Alto and afterwards will sell in her sales space. This way of work allows her to generate resources to maintain her home as much as possible, because she is married and has three children.
When Alejandra is asked what she likes about Pro Mujer, she answers that she likes the savings that the institution offers her.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Alejandra es integrante, ella indica que hace diez años que integra Pro Mujer, ingresando al haber visitado la institución y observar que todo lo que le ofrecían era favorable para su familia. En la actualidad ella tiene un negocio de venta de jugos; da a conocer que este negocio lo aprendió al observar que este negocio era lucrativo, además que contaba con las herramientas para la comercialización.
El crédito que ahora sacará es para el aumento de capital (compra de Frutas por mayor) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener en lo posible a su hogar, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros, que le ofrecen en la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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