Update on Danilo EdilbertoDanilo is 29 years old and has a partner and one son. The family lives together in the Ventanas canton in Los Ríos province.
Danilo is a member of the "Virgen de Guadalupe" communal bank in the Puerto Pechiche parish of the Pueblo Viejo area. The members of this communal bank work in agriculture and raising livestock.
Danil makes a living sowing corn and rice. He is applying for this loan in order to buy organic and inorganic manure, seeds and insecticide.
Danilo buys his supplies in the Ventanas canton every fortnight. His goal is to improve his crops in order to have a higher income.
The challenge that Danilo is facing is dealing with diseases which affect the crops. In his free time, Danilo likes to play sports.
Es integrante de ventanilla V.R.C. Virgen de Guadalupe que se encuentra ubicada en la Parroquia Puerto Pechiche perteneciente al Cantón Pueblo Viejo esta ventanilla se dedica a labores agropecuarias.
Danilo se dedica a la siembra de maíz y arroz. Solicita el préstamo para la comprar de abonos organicos e inorganicos, semillas, abonos e insecticidad.
Las compras lo realiza en el cantón ventanas cada 15 dias. La meta es mejorar la siembra para tener mas ingresos.
El desafío que enfrenta son las plagas y enfermedades como la langosta. En los tiempos libres le gusta hacer deporte.
Previous Loan DetailsDanilo, 29, is single and has a son; he lives with his mother in Ventanas Canton, Los Ríos Province. He’s a member of the “Virgen de Guadalupe” communal bank located in Puerto Pechinche Canton belonging to Pueblo Viejo Canton. This communal bank works in agriculture and animal husbandry.… More from Danilo Edilberto's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid