He has worked as a salesman in a store in the city for 4 years. He learned this work on his own-- he decided to look for a job upon finishing school because he needed employment, and he was given the opportunity to work in this store. His job is about 45 minutes from his house, and he takes the bus to work. His schedule at the store is from 7 a.m. to 4 p.m.
He is seeking a loan in order to purchase a motorcycle to get from his job to his home because the bus that he takes is no longer running when he leaves work, and he has to travel in other cars that go to the neighborhood where his house is located. They drop him off on a crossroad, and then he has to walk; but he is afraid to travel this way because of the crime.
This is why he wants to buy a motorcycle--having his own transportation, he will leave work later, and thus he will be able to make more commissions.
One of his dreams is to study and prepare himself so that in the future he can have his own store. This is helping him to be knowledgeable about the products--when he has his own business, the more he knows, the more he will sell.
He will make a great effort to achieve this, so that he will be able to help his parents. They worked very hard to give him an education, and he wants to repay their efforts.
Arquímedes trabaja como vendedor en una tienda del Municipio desde hace 4 años. Este trabajo lo aprendió solo, ya que al salir de estudiar decidió buscar trabajo y en esa tienda le dieron la oportunidad de trabajar y el necesitaba el trabajo para tener un empleo, este trabajo está a una distancia de 45 minutos de la casa, él viaja en bus y el horario que tiene en la tienda es de 7am a 4pm.
El préstamo que esta solicitando, es para comprar una motocicleta para viajar del trabajo a la casa, ya que el bus que él viaja ya cuando sale de trabajar no pasa y le toca viajar en otros carros que van para la zona de la casa de él que lo dejan en un desvió y luego le toca caminar y por lo de la delincuencia le da miedo viajar así; es por eso que quiere comprar una moto ya que teniendo su transporte propio saldrá más tarde de trabajar y así poder tener más comisiones.
Uno de sus sueños es poder estudiar y prepárese y así en un futuro llegar a tener su propia tienda esto le está sirviendo para tener conocimiento de los productos cuando ya pueda tener su propio negocio saber lo más se vende, esto lo lograra con mucho esfuerzo y así poder ayudarles a sus padres que con mucho esfuerzo le pusieron a estudiar y desea recompensarles ese esfuerzo.
More information about this loan
This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.
About CrediCampoThis loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.
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This loan has been fully funded!