Yovanna is 22 years old. She is married and has two children, ages 4 and 6 years old. She sells clothing and dresses for girls. She sells her products in different markets in the city of La Paz. This loan is her first loan cycle with the institution. Yovanna will use the loan to buy dresses at wholesale price so she can stock her business. Her reason for requesting the loan is to increase her inventory. Yovanna faces challenges in her business, which is competition. She will use the loan to continue buying merchandise so that she can generate more income. She feels happy and grateful for the opportunity she is provided to grow her business, improve her income, and thereby her quality of life.
La señora Yovana tiene 22 años, casada con dos hijos de las edades de 4 y 6 años, ella se dedica a la venta de ropa vestidos para niñas, ella vende sus productos en distintas ferias de la ciudad de La Paz, este préstamo es su primera secuencia dentro de la institución, la señora Yovana, va a usar este préstamo para compra de vestidos al por mayor y así surtir su negocio, su razón para solicitar este préstamo es incrementar su mercadería, la señora Yovana enfrenta retos en su negocio que son la competencia y va a utilizar los beneficios en seguir comprando mercadería y así de esta manera genera más ingresos económicos, se siente feliz ya agradecida por la oportunidad que le brindan para crecer en su actividad, mejorara sus ingresos y por ende su calidad de vida.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.