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Valentin Feliciano
Valentín is 58 years old and single. He lives with his niece in the canton of Ventanas in the province of Los Ríos.

He is a member of the communal bank San Francisco, which is located in the area of Pantano in the canton of Ventanas. The members make a living through agriculture and raising livestock.

Valentín works in agriculture, growing corn and rice. He is requesting this loan to purchase agricultural fertilizers and manure.

With the help of this loan, he will be able to buy what he needs for the work in the fields, invest in fertilizers, and thus be able to make progress.

His dream is to buy a car and a plot of land in order to transport products to sell. The challenges he faces are competition and bad weather. Valentín likes to spend his free time with his family.
View original language description ↓
Valentín tiene 58 años de edad estado civil soltero vive con la sobrina en la Cantón Ventanas Provincia de los Ríos.

Es integrante de la VRC SAN FRANCISCO, se encuentra ubicada en el Recinto Pantano, pertenece al Cantón Ventanas se dedican a labores Agrícolas y Pecuarias.
Valentín se dedica a la agricultura a la siembra de maíz y arroz. Solicita el crédito para comprar fertilizantes agrícolas y abono.

Con la ayuda del crédito podrá comprar lo que le hace falta para trabajar en el campo e invertir en los fertilizantes y poder progresar.

El sueño es comprar un carro y un terreno para transportar los productos para poder vender.
Los desafíos a los que se enfrenta es la competencia y el mal clima.
En el tiempo libre le gustar pasar con su familia.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!


About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Valentin Feliciano to buy manure and fertilizers for planting corn.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 23, 2013
Jan 20, 2014
Currency Exchange Loss:
Jan 22, 2015