Plan Director - Cusco Group
Update on Plan Director - Cusco GroupZenilda, who is 30 years old, is a member of the communal bank Plan Director – Cusco. This bank is located in the district of Wanchaq in the province of Cusco and department of Cusco.
Zenilda has 2 children and lives with her partner. She alternates her daily activities with her business selling computers. She has been working in this business for some time, and it is going well for her thanks to the hard work she puts into her business every day. She sells CPUs, monitors, complete computers and other items. She is a responsible and diligent person and this is how she is able to bring up her family.
She is applying for the loan in order to buy printers.
The other members work in tourism or in public institutions. The person whose face is covered does not belong to the communal bank. The members whose photo has been attached to the group photo were given permission to arrive late to the meeting due to work reasons.
Zenilda is grateful for this medium through which loans are facilitated, and is committed to meeting her payments.
La socia pertenece al banco comunal PLAN DIRECTOR - CUSCO; este banco está situado en el distrito de Wanchaq en la provincia de Cusco departamento de Cusco.
La socia Zenilda, la socia tiene 30 años de edad ,02 hijos y es conviviente, la socia alterna sus actividades diarias con su negocio de venta de computadoras, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada día a su negocio, la socia vende CPU, monitores, computadoras completas entre otros, la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el préstamo para comprar impresoras.
Los otros socios se dedican a trabajar en turismo y los demás trabajan en instituciones públicas.
La persona que sale con la cara tapada no pertenece al banco comunal.
Los socios que salen en la foto adjunta pidieron permiso para llegar tarde a la reunion por motivos de trabajo.
La socia agradece este medio por el cual le facilita el crédito y se compromete a cumplir con los pagos.
Previous Loan DetailsThis member belongs to the communal bank Plan Director – Cusco. This bank is located in the district of Wanchaq in the province of Cusco and department of Cusco. Rosa Isabel is a member and is a 45-year-old single mother of three children. She alternates her daily activities with her business in… More from Plan Director - Cusco Group's previous loan »
Important InformationAbout Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid