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Joaquín Alejandro
Twenty-one-year-old Joaquín has a ninth grade education. He is single and lives in his grandmother's house with four other people; two brothers who work in farming and a sister who works in housekeeping for a living. There are only two people who are dependent on him, his grandmother and a sister who is a minor.

He works in farming and livestock. He started learning this profession 15 years ago. He has been doing this work since he was very small and he liked livestock, which is why he is still doing this work today. Joaquín does other work, such as day labor and growing vegetables, which provide him with more income to better support his family. His work is close to his home; he covers 15m to get there, which allows him to work eight or nine hours a day.

The loan he is requesting is to buy a pair of bulls to work his agricultural fields, drag the land, and bring his produce home, as he currently does not have this work tool. This client has two heifers that produce milk and food, but he does not have a team of bulls to improve the farming work he does.

His dreams for his business are to produce better harvests each year to support his grandmother and to work together with his brothers, and he dreams of one day having his own family and children. Currently he wants to better himself so that when he has his family he will be able to offer them a more respectable life. This loan will help him get a work tool so he can better carry out his work. He hopes to expand his work by planting more produce so he will have a bigger yield and more earnings.
View original language description ↓
Joaquín de 21 años de edad, tiene noveno grado de educación, está soltero vive en casa de la abuela donde viven 4 personas más, dos hermanos, los cuales se dedican a la agricultura y una hermana más que se dedica a los oficios domésticos, las personas que dependen de él son solamente dos la abuela de él y una hermana que es menor de edad.


Él se dedica a la agricultura y a la ganadería aprendió el oficio desde hace 15 años, tiene mucho tiempo dedicándose a esta actividad desde muy pequeño le ha gustado la ganadería y es por eso que aun hoy día se dedica a esta labor. Joaquín tiene otras actividades económicas, como es el trabajo de jornal, la siembra de hortalizas, lo que le permite tener ingresos adicionales para apoyar de mejor manera a su familia. El trabajo está cerca de la casa de él, recorrer 15 metros de distancia para llegar, lo cual le permite trabajar 8 , 9 horas diarias.


El préstamo que está solicitando, es para comprar una pareja de bueyes para trabajar la agricultura. rastrear la tierra, acercar el producto hasta la casa, ya que actualmente no cuenta con esta herramienta de trabajo, el cliente tiene dos vaquillas las cuales le producen leche y sustento para la comida; pero no cuenta con una yunta de bueyes para mejorar el trabajo agrícola que desempeña.


Sus sueños para su negocio son producir mejores cosechas cada año, para apoyar a su abuela y colaborar con sus hermanos y sueña con un día tener su propia familia sus hijos y desea ahora superarse para cuando tenga su familia poder ofrecerle una vida más digna. El préstamo le ayudara a tener una herramienta de trabajo, para dedicarse mejor al trabajo, pretende ampliar el trabajo sembrando más producto para obtener más y tener mejores ganancias.

Additional Information

More information about this loan

This loan is part of a project to help young men and women in El Salvador (under age 26) launch their own businesses. The field partner is reducing the guarantee for these individuals, who normally would not have access to loans due to their lack of experience. Unemployment for young people is high in El Salvador, a fact that motivates many of them to leave the country instead of searching for work. Aside from access to financing, clients will also be grouped together according to their business types to receive training from CrediCampo's social development unit, and to share advice and support with one another.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 725
    View loans »
    El Salvador Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Joaquín Alejandro to buy a pair of bulls to work his fields, drag the land, and bring his produce home.
71% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 7, 2014
Listed
Jan 18, 2014
Currency Exchange Loss:
N/A