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Emma is a teacher in an urban area. She has a son, with whom she is currently living in her parents' house. There, mother and son have a room with a floor made of earth in the city of El Alto. Emma has her own little house, which is currently being done up. She is applying for a this loan in order to buy cement and plaster in order to continue with the building work.

Emma's dream is to have a good house for her family to live comfortably. With her in the photo is her husband, who works as a taxi cab driver.

This is the first time that Emma has applied for a loan with IMPRO and Kiva.
View original language description ↓
Emma es profesora en área urbana, tiene un hijo, actualmente viven en la casa de sus padres, en donde tienen una habitación con piso de tierra en la ciudad de El Alto. Tienen una casita propia la cual está refaccionando,y justamente el crédito que solicita lo requiere para compra de cemento y estuco para continuar la refacción.

El sueño de Emma es contar con un domicilio en condiciones de buena habitabilidad para confort de su familia. En la foto aparece con su esposo, quien trabaja como conductor de un taxi.

Es la primera vez que solicita crédito en IMPRO y la primera vez con KIVA

Additional Information


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Bolivia

  • $5,500
    Average annual income
  • 134
    View loans »
    Bolivia Loans Fundraising
  • $33,143,825
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Emma to buy cement and plaster in order to continue doing up her house and to be able to move in to it.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Dec 20, 2013
Feb 3, 2014
Currency Exchange Loss:
Apr 17, 2015