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Don Béni Group
In this Group: Ngalesya, Za Bwana, Kimankinda, Kamiha, Basuwa, Kashaba, Solange
Ngalesya, age 33, is an entrepreneur and a brave merchant. She's a member and the treasurer of Don Béni Group. She's married and the mother of four children, who all go to school.

She sells various food products. She installs her products in a store alongside the town's main road. She started her business with funds received from her husband, a clerk in an NGO (humanitarian aid).

Later on, she obtained a loan from Kiva's partner, the MFI Hekima. She's been running this business for the past seven years. This new loan will be used to buy 5 boxes of juice, 50 cheeses, 5 boxes of can of soft drinks, 30 apples, 1 box of Heineken beer, 5 bottles of wine, etc.

She wishes to increase her working capital, build a house, feed her children and send them to school. In the end, she strongly thanks Hekima for helping to make men and women who are excluded from traditional banks self-supporting, especially during this critical post-war time in the East of the country.
View original language description ↓
La cliente Ngalesya est une brave commerçante, trésorière et membre d’un collectif d’affaires «Don béni », entrepreneur, âgée de 33 ans, mariée et mère de 4 enfants qui tous étudient. La cliente est une vendeuse des divers articles d’alimentation. Elle installe sa marchandise dans une maison d’alimentation sur la route principale de la ville. Il commença ses business avec le fonds reçu de son mari . Son conjoint est un fonctionnaire dans une Organisation non gouvernementale (Humanitaire). Plus tard, il bénéficia le prêt de l’IMF Hekima. Il y a 7 ans qu’il exerce cette activité. Ce nouveau prêt va la servir d’acheter 5 cartons de jus, 50 fromages, 5 cartons des canettes sucrées, 30 pommes, 1 carton de Heineken, 5 bouteilles de vin, etc. Ainsi, elle souhaite accroitre son capital, construire une maison, scolariser et nourrir ses enfants. En définitif, elle remercie fortement Hekima pour l’autonomisation des hommes et femmes entrepreneurs non bancables, surtout ; pendant ce moment critique, post conflit à l’Est du pays.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 19
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,687,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Don Béni Group's $7,000 loan helped a member to buy juice, cheese, soft drinks, apples, beer, wine, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 13, 2014
Listed
Jan 17, 2014
Currency Exchange Loss:
N/A
Ended:
Aug 17, 2014