Zubaida baji A. D. is married with five children, and lives in the city of Kasur, Pakistan. Kasur is famous for its sweetmeat and decorative embroidery. She has been living in this city for the last 11 years. None of her children go to school. Her husband is a buffalo milk vendor and has been in this profession for the last 20 years. He currently has two buffalos at his house. Zubaida baji prefers to do house work and take care of her family. She is applying for a loan of $525 to buy another buffalo to expand her husband's dairy business.