Chakupewa is the leader of the 'Tushuhudiane' Group. She is forty-five years old, married and has nine children. All her children attend school. Her husband works as a trader of various products.
Chakupewa will use her loan from the field partner, Hekima, to buy twenty crates of sweet, fizzy drinks.
In the future, she would like to expand her business and become an important trader. She has run her business for more than twenty-five years, and began with money provided by her younger sister.
Chakupewa is grateful to Hekima for the support they provide to non-bankable women, and for the improvement to her working capital that they have provided. This is especially important during this time of conflict in the east of the Democratic Republic of the Congo.
Madame CHAKUPEWA est leader du groupe Tushuhudiane, âgée de 45 ans. Elle est mariée et mère de 9 enfants tous scolarisés. Son conjoint est un commerçant des divers .Avec le nouveau crédit de Hekima, elle veut acheter 20 caisses de boisson gazeuses (sucré). Dans l’avenir, elle souhaite élargir son entreprise, et être une grande commerçante. Il y a plus de 25 ans qu’elle exerce ce commerce. Elle avait commencé son commerce avec le fonds propre reçu de sa petite sœur. Elle remercie hekima pour le soutien accordé aux femmes non bancables et pour avoir renforcé son capitale surtout pendant ce moment de guerre à l'Est de la RDC.
More information about this loan
HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.