Damaris is a 63-year-old married woman. She has 4 children. She describes herself to be industrious. She operates a farm where she keeps dairy cows which produce milk to sell. She has been involved in this business for 42 years. Her business is located in an area with potential and her primary customers are local residents. She describes her biggest business challenge to be weather changes. She will use the KES 20,000 loan to buy animal feeds and other farm inputs. Her business goal is to do more agribusiness within 5 years. She hopes that in the future, she will sustain her family. This is her first loan with SMEP DTM.