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Rosa Amelida
Rosa, 52 years of age, is an entrepreneurial woman who strives every day to make her large family prosper. Through her efforts she managed complete grade 4 of basic education. She later got married and started a family.

Her husband works as a watchman on a chicken farm in the area. His salary is not sufficient to maintain the family and, as a result, Rosa must find ways to earn an income.

Of the 12 children they have, only 7 live with them currently. The remaining children already have their own families. These 7 children currently attend school. Rosa also takes care of her two grandchildren.

In addition to taking care of her children and doing household chores, Rosa works at a small grocery store 7 days a week in the afternoon. She has worked there for 2 years and her children help her in the afternoon after school. Before this, she earned a living raising hens and pigs. She also used to help her husband farm.

She needs the loan to buy two calves that someone wants to sell her. She currently does not have the money to take advantage of this opportunity to invest. The livestock is being sold at a lower than market price, which is why she has decided to apply for a loan. If she buys this livestock, she will profit from the purchase by later selling them at a higher price.

Her dream is for her family to have its needs met and to have daily sustenance through daily work.
View original language description ↓
Rosa de 52 años de edad, es una mujer emprendedora, mujer que se esfuerza día con día para sacar adelante a su numerosa familia. Con mucho esfuerzo logro cursar 4° grado de educación básica, posteriormente se casó y formo su familia, su esposo trabaja como vigilante en una granja de pollos de la zona. El pago que este recibe por su trabajo no es suficiente para la manutención de su familia, teniendo doña Rosa que buscar formas de llevar ingresos a su hogar. De los 12 hijos que tienen, actualmente solamente viven 7 con ellos, el resto ya formo su hogar.
Estos 7 hijos se encuentran estudiando y además de ellos están a cargo dos nietos de la señora.

Rosa además de dedicarse al cuido de sus hijos y realización de oficios domésticos, atiende una pequeña pupuseria todos los días de la semana, por las tardes. Tiene 2 años de experiencia en el negocio y le ayudan sus hijos, esto cuando salen de clases en las tardes.
Anteriormente, se dedicaba a la crianza de gallina ponedora y cerdos. También le ayudaba a su marido a trabajar la tierra.

El crédito lo necesita, para comprar dos terneras que le venden, pero que en este momento no cuenta con el dinero para aprovechar la oportunidad de invertir, el ganado se lo dan a bajo precio comparado al precio del mercado, por eso se ha decidido a solicitar financiamiento mediante un crédito. Si compra este ganado, podrá obtener ganancias de esta actividad al venderla posteriormente a un mejor precio.

Su sueño es que a su familia no le falte nada, que mediante actividades productivas puedan tener el sustento diario, y poder cubrir las necesidades básicas.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $7,500
    Average annual income
  • 782
    View loans »
    El Salvador Loans Fundraising
  • $25,698,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,000 helped Rosa Amelida to buy two calves.
95% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 7, 2014
Listed
Jan 17, 2014
Currency Exchange Loss:
N/A