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María Santos
Maria is 65 years old and did not attend school, but is a hardworking person because she learned to read, write, and sign her name as an adult.

She has been a widow for 18 years and she and her husband had 5 children who are now adults, but two grandchildren live with her. She cares for them and they attend elementary school.

She has had a neighborhood store for 12 years. When she started her store there wasn’t one in the community and she says its a good opportunity. She is also a farmer but this was not enough to pay the household expenses. She makes her purchases twice a week in town, 23 km away.

She will use the money from this loan to buy products for her store, such as snacks, soft drinks, juices, soft drinks, bread, and personal products such as soap, toothpaste, bathroom tissue, and other things.

This loan will improve her quality of life because her income will improve and she will have the opportunity to sell and cover more needs by stocking up to cover her customer demand.

She wants to open a branch of her business in the city and have a place where her business will grow and she can become an entrepreneur. Her desire for her family is for them to succeed working and striving with her help. This loan will help her buy more products and have better earrings.

She will use her earnings to expand her business next year in two forms; one by setting up in the city and the other by setting up another one in her community so she can have better earnings.
View original language description ↓
María de 65 años de edad, no estudio desde niña, pero es una persona luchadora porque ya adulta aprendió un programa de alfabetización llego hasta su casa y aprendió a escribir y poner la firma.

Es viuda desde hace 18 años, con el que era su esposo tuvieron en común 5 hijos los cuales todos son hogares a parte ningún hijo vive con ella solamente viven con ella dos nietos, los cuales ella los cuida y ellos se dedican a estudiar educación básica.

Ella posee una tienda en la comunidad donde vive, tiene 12 años de dedicarse al comercio, decidió dedicarse a este negocio porque cuando inicio su tienda no había ninguna en la comunidad y observo una buena oportunidad para hacer negocio y además ella se dedicaba a la agricultura, pero eso no era suficiente para solventar las necesidades que tenía en su hogar, la cliente va a comprar 2 veces por semana a la ciudad y recorre 23 kilómetros.

El préstamo que esta solicitando, es para comprar productos para la tienda como golosinas, refrescos, jugos, gaseosas, pan y productos de primera necesidad, como Jabón, pasta dental, papel higiénico entre otras.

El préstamo mejorara la vida del cliente, porque mejorara los ingresos y tendrá la oportunidad de vender más y cubrir las necesidades puntuales que tiene la necesidad a satisfacer será la de proveerse de mercadería para cubrir la demanda que tiene.

Sus sueños son abrir un puesto de negocio en la ciudad, tener un espacio donde su negocio crezca y desearía convertirse en una empresaria, para su familia su deseo es que ellos se superen trabajando y esforzándose y ella colaborarles en lo que se pueda, el préstamo le ayudara a comprar más productos para la venta y tener una mejor ganancia.

La ganancia la utilizare para el otro año ampliar su negocio y lo realizara de dos formas posibles una es que pueda llevar su puesto de trabajo hasta la ciudad u otra poniendo otro puesto de venta en la comunidad para tener mejores ingresos.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 522
    View loans »
    El Salvador Loans Fundraising
  • $23,459,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,025 helped María Santos to stock her business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 7, 2014
Listed
Jan 18, 2014
Currency Exchange Loss:
N/A
Ended:
Nov 20, 2014