Update on Mirian JanethMirian is 35 years old, married and has three children. She lives with her husband Mina de Piedra area of the Ventanas canton, in Los Ríos province.
Mirian is a member of the "30 de Noviembre" communal bank in the Mina de Piedra area, which is part of the Ventanas canton. The people here work in the agricultural and livestock sectors.
Mirian makes a living sowing corn and raising hens. She is applying for this loan to pay the rent on her land and to buy fertilisers for her crops, in order to avoid plagues and diseases. Mirian will make her purchases in Montenegro, in Ventanas. Her dream is to improve crop production. The challenge that she faces is tackling weeds. In her free time, Mirian likes to go out walking.
Pertenece a la Ventanilla 30 DE NOVIEMBRE se encuentra ubicada el recinto MINA DE PIEDRA perteneciente al cantón Ventanas se dedica a labores agrícolas y pecuarias.
Mirian se dedica a la siembra de maíz y crianza de gallinas. Solicita el crédito para el arriendo de terreno y fertilizantes para los cultivos para evitar las plagas y enfermedades. Las compras se realizan en el comercial Montenegro en Ventanas. Su sueño es mejorar la producción de los cultivos. El desafío que enfrenta es las malezas. En su tiempo libre le gusta salir a caminar.
Previous Loan DetailsMirian is 34 years old, married, and has one daughter. She lives with her husband and daughter in the rural area of Mina de Piedra, which is in the canton of Ventanas in the province of Los Ríos. Mirian belongs to the communal bank “30 de Noviembre”, which is also located in Mina de Piedra.… More from Mirian Janeth's previous loan »
About Cooperativa San JoseThis loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid