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Galo Andres

Update on Galo Andres

Galo is 49 years old. He lives in a common-law marriage with his wife and two children in Ventanas canton, Los Rios province. He is a member of the "30 de Noviembre" communal bank located in the Mina de Piedra village, part of Ventanas canton. He farms and raises animals. Galo grows corn and raises chickens.

He is requesting the loan for the lease on the land he plants on and also to buy balanced feed. He'll buy the goods in Comercial Garcia in Ventanas canton. His dream is to buy a plot of land so he doesn't need to rent. His challenge is the fight against infestations. In his free time he likes to play sports and walk in the country.
View original language description ↓
Galo tiene 49 años de edad estado civil unión libre vive con su esposa y sus dos hijos en el Cantón Ventanas Provincia Los Ríos.
Es integrante de ventanilla 30 de Noviembre que se encuentra ubicada en el Recinto mina de piedra, pertenece al Cantón Ventanas se dedica a labores agrícolas y pecuarias.
Galo se dedica a la siembra de maíz y a la crianza de gallinas. Solicita el crédito para el arriendo de terreno para la siembra además alimento para los animales balanceados. Las compras realiza en el Cantón Ventanas en el Comercial García. Su sueño es comprar un terreno para el cultivo para no arrendar. El desafío que enfrenta es el trabajo contra la maleza. En el tiempo libre le gusta hacer deporte y caminar por el campo.

Previous Loan Details

Galo is 48 years old. He is in a common law marriage and has two children. He lives with his wife and children in the community of Mina de Piedra in the Ventanas canton, province of Los Ríos. He belongs to the 30 DE NOVIEMBRE communal bank, located in MINA DE PIEDRA, Ventanas canton, dedica... More from Galo Andres's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Ecuador

  • $10,600
    Average annual income
  • 101
    View loans »
    Ecuador Loans Fundraising
  • $25,071,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Galo Andres to buy agricultural supplies to grow corn.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Dec 17, 2013
Jan 16, 2014
Currency Exchange Loss:
Feb 15, 2014