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Narek is from Hovtashen village which is in Ararat region. He studies at Yerevan State Conservatory after Komitas in the vocal department. He lives with his parents and grandmother in the village and the university is located in Yerevan town. It is difficult for his family to cover every day costs and at the same time pay for university tuition. So Narek has applied for this loan to pay for his education and continue his studies. Narek dreams of becoming a well-known singer and does his best to achieve his goal. He hopes for lenders' support.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 168
    View loans »
    Armenia Loans Fundraising
  • $14,947,325
    Funds lent in using Kiva
  • 407.0
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Narek to pay for university tuition.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Dec 26, 2013
Jan 16, 2014
Currency Exchange Loss:
Aug 17, 2014