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Uamsho Mupya Group
In this Group: Muhima, Kazi, Kasongya, Matata, Sivanzire, Kitomeko, Syakola, Kahavo
The borrower, Muhima, is an honest retailer who is also the member and treasurer of a business group called "Uamsho Mupya". At age 35, he is a senior entrepreneur and the father of two children who are still quite young. He sells various items that he displays in a shop, in his city. He started in this business with some money made by raising pigs. His wife is also a retailer. Later on, he took a loan from the microfinance institution Hekima. He has been in this business for ten years.

With this new loan, he will buy 50 new laptop bags. Muhima would like to increase his capital, build a house, feed his children, buy them clothes and pay for their education. In the end, he is very grateful to Hekima for empowering male and female entrepreneurs who have no access to the traditional banking system, especially during this critical moment, as the Eastern part of the country is still in a post-conflict period.
View original language description ↓
Le client Muhima est un brave commerçant, trésorier et membre d’un collectif d’affaires « Uamsho Mupya », senior entrepreneur, âgé de 35 ans, marié et père de 2 enfants, qui sont encore gosses. Le client est un vendeur des divers articles et sociétaire d’un magasin.Il étale sa marchandise dans un magasin de la ville. Il commença ses affaires avec le fonds reçu dans le revenu d’élevage des porcs .Sa conjointe, elle aussi, est commerçante. Plus tard, il bénéficia le prêt de l’IMF Hekima. Il y a 10 ans qu’il exerce cette activité. Ce nouveau prêt va lui servir d’acheter 50 sacs neufs d'ordinateurs. Ainsi, il souhaite accroitre son capital, construire une maison, scolariser, vêtir et nourrir ses enfants. En définitif, il remercie fortement Hekima pour l’autonomisation des hommes et femmes entrepreneurs non bancables, surtout; pendant ce moment critique, poste conflits à l’Est du pays.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 5
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Uamsho Mupya Group's $8,000 loan helped a member to buy new 50 laptop bags.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jan 10, 2014
Jan 19, 2014
Currency Exchange Loss:
Aug 17, 2014