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Jonibek is a resident of the Shahrituz district. He is 38 years old. Jonibek wants to start a new business in animal husbandry, but he does not have enough money to start the business, so he decided to come to You for help. Jonibek bought the necessary quantity of livestock with the financed amount. He has his own cowshed and two cows. Jonibek knows how to deal with livestock and will invest his skills into his own business. Jonibek hopes and believes that he will be helped and he will start his business. Jonibek thinks that after starting this business, his and his family's living conditions will improve.
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Чонибек житель села района Шахритуса. Ему 38 лет. Чонибек хочет начать новый бизнес животноводства. Но чтобы начать данный бизнес у него не хватает средств и он решил обратиться к Вам за помощью. Чонибек на сумму от финансирования купил необходимое количество скотов. У него имеется собственный коровник и две коровы. Чонибек умеет обращаться со скотами, и он свое мастерство вложит в свой бизнес. Чонибек надеется и верит, что ему помогут, и он начнет свою деятельность. Чонибек считает, начав данный бизнес у него и у его семьи улучшиться жизненные условия.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 103
    View loans »
    Tajikistan Loans Fundraising
  • $29,901,400
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,275 helped Jonibek to buy livestock and start his animal husbandry business.
73% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jan 10, 2014
Jan 18, 2014
Currency Exchange Loss: