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Ramon is married with three children. He is 54 years old and lives in Poblacion, Titay, Zamboanga Sibugay.

Ramon operates his own sari-sari store to earn a living and has had this business for 15 years. Each month, he earns PHP 20,000 doing this type of business. Recently, he applied for a loan to buy more sacks of rice and corn and more grocery items for additional display in his sari-sari store.

He has been a member of PMPC for three years. In the future, Ramon hopes to expand his business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 1446
    View loans »
    Philippines Loans Fundraising
  • $59,139,875
    Funds lent in using Kiva
  • 45.0
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Ramon to buy more sacks of rice and corn and more grocery items for his sari-sari store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 14, 2014
Jan 16, 2014
Currency Exchange Loss:
Feb 17, 2015