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Miraj is the age of 51, living in a rural area of Lahore, Pakistan. He is a very hard-working and gentle person. He is responsible for his six children.

Miraj is a milkman by profession and he sells milk in his community. He has been selling milk since a young age. Now, he is very expert and experienced about his profession. He is very expert in getting milk from a buffalo; he gets milk from all his buffaloes in no time.

He has many buffaloes, this is the reason why he has to do very hard work to feed them. Every day, Miraj takes his buffaloes to the pasture for grazing and gives them baths in the stream. He has to stay the whole day with his buffaloes, due to fear of theft. He does not have much time for his family members.

Miraj wants to appoint an assistant to look after his cattle, but he does not earn enough profit to afford his salary. Miraj is taking his second loan and he has been investing his previous loan in the same business. With the help of the last loan, he purchased a buffalo and he has been getting benefit from that buffalo. Miraj still wants to establish his dairy farm and wants to buy an additional buffalo to increase his herd, so he can increase his herd and his monthly income, and appoint an assistant, so he could spend some time with his family.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 363
    View loans »
    Pakistan Loans Fundraising
  • $15,689,950
    Funds lent in using Kiva
  • 105.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,425 helped Miraj to buy an additional buffalo, to increase his herd.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 13, 2014
Jan 16, 2014
Currency Exchange Loss:
Feb 21, 2015