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Jackline
Jackline is a farmer living in the rich area of Eldoret. She has practiced farming for four years, in which she produces and sells milk, eggs, crops like vegetables, and maize. She enjoys mixed farming very much because it enables her to meet her family's needs. Her greatest challenges are lack of adequate funding and skills to boost her agribusiness.

Jackline chose Juhudi Kilimo for this loan in order to access funding to purchase a dairy cow and feed. During the training session offered by the loan officers, she learned how to work in a group and also how to develop a culture of saving.

Her highest monthly expense is family expenses and, therefore, this loan will enable her to purchase a dairy cow which will increase production. This will lead to more income and so, cater to her family's expenses.

Additional Information

More information about this loan

Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.

Important Information

To facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.

About Juhudi Kilimo:

Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.

About Kenya

  • $1,800
    Average annual income
  • 954
    View loans »
    Kenya Loans Fundraising
  • $41,060,325
    Funds lent in using Kiva
  • 86.3
    Kenya Shillings (KES) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $700 helped Jackline to purchase a dairy cow and feed.
79% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 18, 2013
Listed
Jan 16, 2014
Currency Exchange Loss:
Possible