Masina is a 42-year-old woman who is married with one child. She runs a business sewing and selling clothes in her community and at the market. She has 10 years of experience with this business.
Masina has requested a loan to buy scissors, a new sewing machine, and fabrics and to buy an iron roof for home improvement. She plans to use her profits to expand her business and to pay her child's school fees. She joined SPBD in 2012 to gain access to financial services.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.