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Johana Elizabeth
The Communal Bank "Virgen Del Mar" (Our Lady of the Sea) meets every 15 days in the beautiful seaside community of San Mateo in the city of Manta. This area is known for its beautiful beaches that are frequented throughout the year by both domestic and foreign tourists. Most of the residents in this place are devoted to fishing or other jobs related to the sea.

Sra. Johana lives in this place. She is 30 years old, married, and has three children (ages 9, 7, and 3). The older children are in school. Her husband is a chauffeur and a merchant.

Doña Johana is a good wife who will utilize this loan for herself and her husband. She sells clothing of all types as well as slippers by going door-to-door. Her husband will also use the loan for his business. He will travel outside of the city in order to buy needed materials for fishing so that he can sell sell them to merchants in his area or directly to the local fishermen. Johana and her husband work every day at their respective businesses of transporting people, selling fishing materials, and selling clothing and slippers. She has been in business for more than three years while her husband has been working for many more years. Both of them have been able to move their family forward.

This loan will be used to buy clothing, slippers, and fishing materials. Johana has been with the Communal Bank for more than two years and enjoys being a member because the loans have allowed her to get ahead. Her dreams include having a car that she can use while making her sales.
View original language description ↓
El Grupo de Crédito Virgen Del Mar se reúne cada 15 días en el hermoso balneario de San Mateo en la ciudad de Manta, conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros, en este lugar la mayoría de los habitantes se dedica a la pesca y a las faenas del mar.
En este lugar vive la señora Johana, tiene 30 años de edad, está casada y de esta relación tienen tres hijos de 9, 7 y 3 años de edad, los mayores estudian en escuela. Su esposo chofer y comerciante.
Doña Johana es una muy buena esposa que realiza el crédito para ella y para el esposo, ella se dedica a la venta de ropa de todo tipo y zapatillas y su forma de venta es puerta a puerta, su esposo también utiliza parte del crédito para su negocio, el viaja fuera de la ciudad a comprar materiales necesarios para la pesca, que luego los vende a comerciantes de su ciudad o directamente a pescadores de la zona, tanto ella como su esposo trabajan todos los días el con sus transportes y venta de materiales de pesca y ella con la venta de ropa y zapatillas. Ella lleva más de tres años en esta actividad y su esposo muchos años más ya que es como han sacado adelante a su familia.
Este crédito lo va emplear en comprar ropa, zapatillas y materiales para la pesca. Está en el Grupo de Crédito más de 2 años y le gusta porque los créditos les permiten salir adelante. Sus sueños son tener un carro para realizar sus ventas

About Ecuador

  • $10,200
    Average annual income
  • 45
    View loans »
    Ecuador Loans Fundraising
  • $23,087,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Johana Elizabeth to buy clothing and slippers, as well as fishing materials for her husband's business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 26, 2013
Listed
Jan 16, 2014
Currency Exchange Loss:
N/A
Ended:
May 17, 2014