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María Janeth
The loan group Virgen del Mar convenes every 15 days in the beautiful resort of San Mateo in the city of Manta, known for its beautiful beaches that are frequented all year round by national tourists and foreigners. In this area, the majority of the inhabitants are dedicated to fishing and maritime industries.
Maria is a founding member of the Communal Bank and she likes it because with the credit, she finances her business. She is 36 years old, married, and has 3 children - 18, 14 and 9 years old. The two younger children study in high school and elementary school. All her children still live at home. Her husband is dedicated to fishing. Doña María is a housewife that uses the loan so that her husband has the necessary resources to be able to do his job. Her husband, along with others, goes out to sea in a small boat to do his fishing. They leave in the afternoon and do not come back until three or four days later, with whatever products they were able to get from the ocean. Once on the beach, they deliver their catch to wholesalers who distributes them to the rest of the province. For more than 20 years, they have been dedicated to this difficult line of work, which is what helps to support his family. This loan is to buy nets, lanyards, gasoline, and food for the days that they have to be out at sea. Their dream is to have a large boat so that her husband can do their fishing.
View original language description ↓
El Grupo de Crédito Virgen Del Mar se reúne cada 15 días en el hermoso balneario de San Mateo en la ciudad de Manta, conocido por sus hermosas playas que son muy visitadas en toda época del año por turistas nacionales y extranjeros, en este lugar la mayoría de los habitantes se dedica a la pesca y a las faenas del mar.
La señora María es socia fundadora del Banco Comunal y le gusta porque con los créditos ella financia su negocio, tiene 36 años de edad, está casada y de esta relación tienen tres hijos de 18, 14 y 9 años de edad, los dos menores estudian en colegio y escuela. Todos sus hijos aun viven en su casa. Su esposo se dedica a la pesca.
Doña María es una gran ama de casa que realiza el crédito para que su esposo tenga los recursos necesarios para poder realizar su trabajo, su esposo se dedica a la pesca, el junto a otras personas se van a alta mar en su pequeña embarcación a realizar sus faenas de pesca, ellos salen en la tarde y no llegan sino hasta después de tres a cuatro días con los productos que le mar les da, una vez en la playa entregan los productos a comerciantes mayoristas para que estos los distribuyan a toda la provincia. Llevan más de 20 años dedicados a esta dura labor con la cual el saca a su familia adelante.
Este crédito es para comprar redes, piolas, combustibles y alimentos para los días que tienen que estar en alta mar. Sus sueños son tener un gran barco para que su esposo realice sus faenas de pesca.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $975 helped María Janeth to buy nets, lanyard, fuel, and food.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 26, 2013
Listed
Jan 15, 2014
Currency Exchange Loss:
N/A
Ended:
May 17, 2014