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Xiomara Yamileth
Xiomara, who is 34 years old, went to school up to the ninth grade. She dropped out because her parents separated. She lived only with her mother and for financial reasons she didn't stay in school. She is married and has two children. The kids go to school and her husband works farming and in construction. No one else lives with her.

Xiomara has been working as a seamstress for fifteen years, since her mother struggled to send her to a dressmaking course when she dropped out of school. That is how she learned the trade. She also works farming alongside her husband. They grow corn and squash. In order to get to their workplace, they must walk 25 minutes, which is why they get up at 4:30 am to get ready and head to work. They work for six hours and then return to tend to their home and the sewing shop.

The loan will be invested in planting nearly two acres of squash. She will buy two sacks of fertilizer, two liters of herbicide, six liters of foliar pesticide, and pay for plowing and labor.

Her dream is for her children to graduate from college, because she didn't have that opportunity. She also dreams about setting up her own sewing shop, where she could make outfits and go out to sell them in the market. She would also like to have a brick home, since her current home is adobe. She expects to use her profits to pay off the loan so that the doors of the organization are open to her.
View original language description ↓
Xiomara de 34 años de edad, estudió hasta noveno grado, dejó la escuela debido a que sus padres se separaron, solo quedó con su mamá y por lo económico ya no siguió estudiando, está casada, tiene 2 hijos que están en la escuela y su pareja se dedica a la agricultura y albañilería y nadie mas vive con ella.

Xiomara se dedica a la costura desde hace 15 años, pues al dejar de estudiar su mamá con esfuerzo la mandó a un curso de corte y confección y fue así que aprendió el trabajo, además se dedica con su esposo a la agricultura donde siembran pipián y maíz. Para llegar al lugar de trabajo, ellos tienen que caminar 25 minutos por eso se levantan a las 4:30 AM para prepararse e irse al trabajo, donde laboran 6 horas y regresan para atender su hogar y su taller de sastrería.


El préstamo será invertido en la siembra de 7,500 metros cuadrados de pipian, donde comprará 2 sacos de abono, 2 litros de herbicidas, 6 litros de foliar, para aradura y pago de mozo.


Su sueño es que sus hijos se gradúen en una carrera universitaria, ya que ella no tuvo la oportunidad de hacerlo, además sueña con poner su propio taller de costura con el que pueda hacer trajes y salir a venderlos al mercado, tener una casa de ladrillo pues la actual es de adobe y con la ganancia espera pagar el crédito y así tener las puertas abiertas de la institución.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 617
    View loans »
    El Salvador Loans Fundraising
  • $22,145,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Xiomara Yamileth to buy fertilizer and weed killers, pay for labor, and plant nearly two acres of squash.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 16, 2013
Listed
Jan 15, 2014
Currency Exchange Loss:
N/A
Ended:
Dec 17, 2014