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Marta Julia
Marta is 56 years old and never went to school. She has a partner, who works in agriculture and cattle raising. The couple has four children, none of whom lives at home as they are all married. Marta and her partner live alone.

Marta has worked in agriculture since she lived with her father, who taught her this trade. Marta remembers that he always said that she must learn to work so that she would not always depend on her husband. In addition to the agricultural work, for 20 years Marta has also been selling tamales, enchiladas, cakes and other items. Marta gets up at 4.30am in order to prepare her partner's breakfast and then she goes out to take the cattle to the pasture, 30 minutes away from the house. Marta sometimes stays to help her husband with the farming work if she is not going out to sell her foods. Two of the couple's children help Marta to prepare and sell the tamales.

This loan from Credicampo will be used to buy two young bulls as, having collected the harvest, the pasture is good grazing cattle.

Marta's dream is to buy a plot of land and to leave a space on it for each of her children to build their own houses. She also wants to buy four dairy cows in order to have another source of income. Marta also wants to pay off her loan in order to have the possibility of taking out a future loan.
View original language description ↓
Marta de 56 años de edad, nunca fue a la escuela, está acompañada, su pareja se dedica a la agricultura y cuida ganado, tienen 4 hijos y ninguno vive con ellos pues todos están casados y nadie mas vive con ellos.

Marta se dedica a la agricultura desde que vivía con su papá, pues fue él quien le enseñó a trabajar, ella recuerda que siempre le decía que aprendiera a trabajar para que no dependiera solo de su marido y fue así que aprendió el trabajo. Además, desde hace 20 años vende tamales, enchiladas, pasteles, tostadas y más, ella se levanta a las 4:30 AM para preparar el desayuno a su pareja y luego va a dejar el ganado al potrero que se encuentra a unos 30 minutos de la casa, en ocasiones se queda trabajando con su esposo en la agricultura cuando no va a hacer venta, también 2 de sus hijos le ayudan en la preparación y venta de tamales.


El préstamos será utilizado, para comprar 2 novillas pues ya sacó la cosecha y le quedó el pasto bueno para repastear ganado y es por eso que solicita este préstamo a CREDICAMPO.

Su sueño es poder comprar un terreno y dejarles un espacio a cada uno de sus hijos para que construyan su casa, comprar unas 4 vacas lecheras para tener otro ingreso económico, además de la ganancia espera pagar el crédito, para tener las puertas abiertas en la institución.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 629
    View loans »
    El Salvador Loans Fundraising
  • $24,061,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Marta Julia to buy two young bulls as, having collected the harvest, the pasture is good grazing cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Dec 27, 2013
Listed
Jan 17, 2014
Currency Exchange Loss:
N/A
Ended:
Jan 17, 2015