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Mariana Luz

Update on Mariana Luz

Mariana is 48 years old and lives with her two children in her own home. She owns a carpentry shop where she makes and sells furniture, chairs, tables, benches, and other things. Her business is set up in her home and has been running for several years. She has gained a lot of experience from it and it allows her to make the best profit. She has lots of customers because she sells her items at affordable prices and her service is also excellent.

Mariana wants her business to expand, but she needs capital, which is why she is requesting a loan that will allow her to buy wholesale wood, nails, paint, varnish, etc. Mariana is hopeful that she will be able to pay off her financing and at the same time give her family the quality of life that they deserve.
View original language description ↓
Mariana de 48 años de edad vive junto a sus dos hijo en casa propia; ella posee una carpintería donde elabora y vende muebles, sillas, mesas, bancos, entre otros , tiene varios años con el negocio que lo tiene ubicado en su lugar de residencia y eso le ha regalado mucha experiencia y le permite obtener las mejores ganancias, posee mucha clientela pues vende a precios accesibles y además el servicio es excelente; Mariana quiere hacer crecer el negocio pero necesita de capital por eso solicita un crédito que le permita comprar madera por mayor, clavos, pintura, barniz etc. Mariana tiene la esperanza que podrá saldar su financiamiento y a la vez podrá darle a su familia la calidad de vida que se merece.

Previous Loan Details

Mariana Luz lives together with her children in her own house; She has a carpentry shop where she makes furniture, chairs, tables, benches, and other things. She has had this business for several years and this has given her much experience in this field, which allows her to obtain the best… More from Mariana Luz's previous loan »

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $4,900
    Average annual income
  • 644
    View loans »
    El Salvador Loans Fundraising
  • $22,132,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $700 helped Mariana Luz madera por mayor, clavos, pintura, barniz etc.
72% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 6, 2014
Listed
Feb 24, 2014
Currency Exchange Loss:
N/A
This photo was used before for a previous loan for Mariana Luz. It was first posted on Kiva on Feb, 2013. Learn More