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María Juana Dolores
Maria is 39 years old and has a fourth grade education. She is married and her husband raises livestock. They have animals and also raise crops. They have three daughters but only two are minors and live with them; one is in her second year of middle school and the other one is in sixth grade.

They mainly sell fresh cheese, made from the milk of the seven cows that her husband milks in the early morning. They have to ride a horse to get to the area where they raise corn and sorghum and keep their animals because the path is very rustic and it takes them 30 minutes. Her daughters help with the household chores and also make cheese. She is busy all day between her work in the fields and the home.

She is asking for this loan to pay for labor and rent the equipment she needs to thrash the corn so she can store it and also remove the remaining grass to use as animal feed.

She dreams of having more animals and acquiring more farmland so she can establish herself financially. This will allow her to provide a better quality of life for her children, who are her hope for a better future.
View original language description ↓
María de 39 años de edad, estudió hasta 4to grado de educación básica, está casada; su esposo se dedica al trabajo agropecuario, pues poseen animales y a la vez siembran para alimentarlos. Tienen 3 hijas, pero solo las dos menores viven y dependen de ellos, una va a 2do año de secundaria y la otra a 6to grado de primaria.

Ellos se dedican principalmente a la venta de queso fresco, elaborado con leche obtenida de 7 vacas que su esposo ordeña desde tempranas horas del día. Para transportarse al terreno donde cultivan maíz, maicillo y donde tienen los animales, deben hacerlo a caballo, pues el camino es bastante rustico, el viaje dura 30 minutos. Sus hijas se involucran en los quehaceres domésticos y también en la elaboración del queso. Ella pasa ocupada todo el día entre el trabajo de campo y el de la casa.

El préstamo que está solicitando es, para pagar mano de obra y el alquiler del equipo para realizar el desgrane de maíz y poder almacenarlo y a la vez realizar la picada del zacate restante que servirá para alimentar a sus animales.

Ella sueña con tener más animales, adquirir más tierra para cultivarla y de esta manera poder establecerse económicamente. Esto hará que pueda darles una mejor calidad de vida a sus hijos, que son la esperanza de ella para un futuro mejor.

Additional Information

More information about this loan

This loan is part of a CrediCampo project to help rural farmers living in extreme poverty plant basic grains to feed their families. Excess product is sold on the local market. These loans are smaller than the typical loans offered by this field partner, and guarantee requirements are also reduced. Individuals who receive this type of loan also get access to technical assistance, information on good environmental practices and increased access to farm inputs like fertilizer. This is considered a high risk loan due to the population and loan purpose, and CrediCampo is one of the very few institutions in El Salvador willing to working with these farmers.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $7,500
    Average annual income
  • 790
    View loans »
    El Salvador Loans Fundraising
  • $25,672,000
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped María Juana Dolores to pay for labor and supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 6, 2014
Listed
Jan 15, 2014
Currency Exchange Loss:
N/A
Ended:
Oct 17, 2014