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Lorena Marilú
Lorena, 37, is a hard-working woman who finished her studies at high school level. She has been married for 12 years and has three children who are now studying. Her husband has his own business dealing with customs procedures and paperwork.

Lorena, has her own business in which she sells cosmetics. She has six year’s experience in this area. She set herself up when her husband was unemployed and a friend mentioned the idea of selling cosmetics door to door. Once she decided to start, her sales grew as she attracted many customers. Now she has people working for her as she isn’t able to deal with all her customers herself.

She will use the loan to buy more goods for her business which continues to grow. She needs more money to invest in it and to hire an extra person. In this way she is also providing employment for other people, too.

At the moment her dream is to see her children grow up to be healthy and finish their studies. Together with her husband she would like to bring them up as nice people. As far as her business is concerned, she would like to have a fixed stall in the future, but also continue with her door to door sales and generate more work for others.
View original language description ↓
Lorena de 37 años de edad, es una mujer luchadora quien culmino sus estudios de bachillerato, casada desde hace 12 años, madre de tres hijos los cuales están estudiando, su esposo tiene negocio propio en el cual se dedica a las tramitaciones aduanales.

Ella por su parte, posee un negocio de venta de cosméticos en el cual ya tiene 6 años de experiencia, negocio al cual decidió dedicarse ya que su esposo se encontraba desempleado y una amiga le menciono sobre el negocio de venta de cosméticos casa por casa, y decidió entrar al negocio, luego comenzó a crecer en las ventas consiguiendo varios clientes a tal punto que ahora tiene personas trabajando para ella ya que no da abasto a cubrir su clientela.

El préstamo será utilizado, en la compra de más mercadería para el negocio, ya que sigue en ascenso y por lo cual necesita más capital de inversión y además, contratar una persona más, con lo cual genera empleo a otras personas.

De momento la cliente menciona que el sueño que tiene es que sus hijos crezcan sanos y que logren culminar sus estudios, guiarlos junto a su esposos para que sean unas personas de bien, y en cuanto al negocio a futuro planea poner un puesto fijo y seguir siempre con la venta casa por casa y así seguir generando empleos.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Tags

About El Salvador

  • $4,900
    Average annual income
  • 511
    View loans »
    El Salvador Loans Fundraising
  • $23,459,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Lorena Marilú to buy more cosmetics to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 17, 2013
Listed
Jan 17, 2014
Currency Exchange Loss:
N/A
Ended:
May 22, 2014