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Sandra Patricia
This is Sandra Patricia; she is 18 years old and lives with her parents, three siblings and her niece. Sandra's mother is a housewife, her father, a security guard, and the eldest sibling is unemployed. Sandra's sister is a saleswoman and the youngest sibling is a student.

Sandra studied at the local school. She finished at Campo Alto High School in 2012, graduating at a school ceremony. At first Sandra wanted to study nursing but she did not really know what study programmes were on offer. After visiting the school where she studies and learning about the programmes and costs, Sandra became interested in tourism and hospitality, because of the work and because of her interest in customer service, in learning about new places and histoty and learning about historic sites.

Sandra wanted to start her studies at the beginning of 2013 but, due to her family's financial situation, she could not do this. Sandra's parents have to support her niece and also have to cover the costs of her eldest brother's stay at a rehabilitation centre. As a result, Sandra decided to apply for a Kiva loan in order to obtain a discount and to have a more flexible payment system as she cannot work due to the fact that she looks after her niece in the afternoon.

In 2014 Sandra is starting her second semester of hospitality. Her first semester went well as she is a responsible, dedicated, respectful and intelligent woman. She learned many things during this first semester and really likes her school.
View original language description ↓
Ella tiene 18 años su nombre es Sandra patricia, vive con los padres los tres hermanos y la sobrina, la madre es ama de casa, el padre vigilante, el mayor de los hermanos está desempleado, la hermana trabaja de vendedora y el menor es estudiante.
A estudiado en colegio distrital, salió bachiller el 2012, se graduó con ceremonia del colegio, en el colegio conoció la institución CAMPO ALTO, inicialmente ella quería estudiar enfermería pues no conocía muy bien los programas, al dirigirse a la institución conoció las formas de pago y los programas, le intereso HOTELERIA Y TURISMO debido a lo laboral y porque siempre le ha interesado el servicio al cliente, conocer lugares, historia sobre muchos sitios históricos.
Ella quería empezar a estudiar desde el principio del 2013 pero debido a la situación económica de la familia no pudo, ya que los padres son responsables de la sobrina y además pagan un centro de rehabilitación para el hermano mayor, por este motivo ella decidió inscribirse a el convenio kiva para obtener un descuento y sea más flexible el pago, ya que ella no ha podido trabajar porque cuida a la sobrina por las tardes.
Sandra entra el 2014 a segundo semestre de hotelería, el primer semestre le fue bien ya que es una mujer muy responsable, dedicada, respetuosa e inteligente, aprendió muchas cosas en este semestre y le ha gustado mucho esta institución.

Additional Information

More information about this loan

This loan will help a CampoAlto student pay a semester's tuition. With seven branches throughout Bogota, Colombia, CampoAlto tailors educational programs for socially marginalized students. Each of these courses lasts three semesters on average and includes specialized training and internship placement to help students secure jobs after graduation.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About CampoAlto

CampoAlto is a for-profit education institute that offers a variety of classes to students from socially or economically marginalized groups, including women, ethnic minorities, displaced populations, disabled individuals, and those living below the poverty line. Kiva funding is being used to pay tuition for students who couldn’t otherwise afford to attend classes.

Because CampoAlto’s core business is not purely microfinance, there is some level of additional risk for lenders. For this reason, Kiva has not assigned the institute a risk rating.


About Colombia

  • $11,100
    Average annual income
  • 377
    View loans »
    Colombia Loans Fundraising
  • $16,188,475
    Funds lent in using Kiva
  • 1,936.1
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Sandra Patricia to pay tuition fees for one semester.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jan 5, 2014
Jan 15, 2014
Currency Exchange Loss:
Jul 11, 2014