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Carlota Del Carmen
Carlota is 53 and never went to school, as her father died when she was young and her mother brought her up alone. She is married and her husband works in agriculture. She has four children, two of whom are married and two of whom still live with her, along with her nephew.

Carlota has worked in farming since she was 12 and was taught by her father. He always used to tell her that she should learn to work so that if anything bad happened to her husband she would be able to look after the children. Later, she married a man who had always done the same work as her, so together were able to provide for their children, who have all completed their baccalaureate.

Carlota wakes up at 4:30 am to prepare breakfast and get the children ready for school. Then she drives to where her husband works, where she works for 6 hours before returning home.

The loan will be used to buy supplies for planting 7.5 km2 of maize on irrigated land. She will buy a bag of seed, 6 sacks of fertiliser, 2 litres of pesticide and the rest will be spent on manual labour.

Her goal is to pay back the loan and to have opportunities. She dreams of seeing her 11-year-old son and 12-year-old nephew graduate university, and she would love to buy some land and build a house.
View original language description ↓
Carlota de 53 años de edad, no tiene ningún grado de estudio, debido a que su papá murió y solo se crió con la mamá, está casada su pareja se dedica a la agricultura, tiene 4 hijos, 2 ya se casaron, y solamente viven 2 y un nieto con ella.

Carlota se dedica al trabajo en la agricultura desde que tenía 12 años y fue con su papá que aprendió el trabajo, él siempre le decía que aprendiera a trabajar por si le iba mal con su pareja podría mantener a sus hijos; luego al casarse con su esposo siempre se ha dedicado al mismo trabajo pues es el medio con el cual han podido sacar a sus hijos adelante, pues todos han logrado sacar bachillerato. Ella se levanta a las 4:30 AM para preparar el desayuno y preparar a los que se van a la escuela y luego se conduce a donde su esposo trabaja, donde labora 6 horas y luego regresa a casa.

El préstamo será utilizado, en la compra de insumos para la siembra de 7,500 metros cuadrados de maíz de regadío, donde comprará una bolsa de semilla, 6 sacos de abono, 2 litros de veneno y lo demás para pago de mano de obra.

Su sueño primero es pagar la deuda, para tener las puertas abiertas, sueña con ver graduarse en la universidad a su hijo de 11 años y a su nieto de 12 años, además sueña con comprar un terreno y construir una casa.

Additional Information

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

About El Salvador

  • $4,900
    Average annual income
  • 436
    View loans »
    El Salvador Loans Fundraising
  • $22,711,875
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Carlota Del Carmen para comprar una bolsa de semilla, 6 sacos de abono, 2 litros de veneno y lo demás para pago de mano de obra y cultivar 7,500 metros cuadrados de maíz de regadío.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
At end of term
Dec 30, 2013
Jan 15, 2014
Currency Exchange Loss:
Mar 17, 2014