This women’s group from Koutiala trades in various items such as condiments, juices, sugar, vegetables, soap, and miscellaneous other items. To grow their business, the members have decided to join Soro Yiriwaso’s loan program. They are on their eighth group loan.
Saoudatou is a member of group Tiessiri of Koutiala. Sitting in the middle, she sells watermelons, plantains, and is planning on using her loan to purchase watermelons and plantains to satisfy demand from her clients. She procures her merchandise in Koutiala and in Koury, and retails from her home and at the market to a variety of customers.
While the other members of group Tiesseri are anticipating a monthly average profit of 130,000 XOF each this cycle, Mrs. Saoudatou is planning on 145,000 XOF.
In addition to repaying their loans, they use part of the profit to handle their personal expenses and to increase their working capital.
Ce groupe de femmes de Koutiala fait le commerce d’articles divers tels, condiments, Jus, Sucre, Légumes, Fruits, Savon et divers etc. Pour augmenter la taille de leurs activités, les membres ont décidé d’intégrer le programme crédit de Soro Yiriwaso. Elles sont à leur huitième prêt de groupe.
Saoudatou est un membre du groupe Tièssiri de Koutiala, assise au milieu, elle est vendeuse de pastèques, Bananes plantains et compte utiliser son prêt pour acheter des Pastèques et bananes enfin de satisfaire sa clientèle. Elle se procure de ces marchandises à Koutiala et à Koury, elle vend au comptant à la maison et au marché à une clientèle diverse et variée.
Tandis que les autres membres du groupe Tièssiri comptent réaliser un bénéfice mensuel moyen de 130 000CFA chacune au cours de ce cycle Mme Saoudatou compte réaliser 145 000FCFA.
En plus du remboursement des prêts, elles utilisent une partie du revenu pour faire face aux dépenses personnelles et augmenter leur fond de commerce.
Important InformationSoro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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