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A hardworking and friendly thirty-six-year-old, Mirvete is a very polite woman who tries to work hard. She has been operating a business as a seamstress for nearly 10 years, making traditional clothes and selling them to customers who custom order them, and also sometimes in the market to local customers.

Mirvete has a modest workshop in her home where she tends to all of her customers in a friendly and polite manner. Customers leave satisfied with the good work that she does. She likes her business as it allows her to demonstrate her creativity in each clothing item. She also likes that the income she makes from her work allows her to support her family. This is extremely helpful because her husband earns a small amount of money from his employment as a guard for a construction company. Together she and her husband have three children between the ages of two and eight, and they live together in an old house they own in a minority community in the southern part of Kosovo.

Mirvete has been sustaining her business through her own efforts all of these years, but now she is applying for a loan in the amount of 500 Euros. She will use this money to buy materials for her business such as fabric, elastic, buttons and more. She hopes to earn a higher income and to expand her business in the future. She is happy for the financial support from Kiva lenders because it helps her to secure a stable future for her family.

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.


About Kosovo

  • $7,600
    Average annual income
  • 34
    View loans »
    Kosovo Loans Fundraising
  • $1,948,125
    Funds lent in using Kiva
  • 0.7
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $700 helped Mirvete to buy materials for her business such as fabric, elastic, buttons and more.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jan 14, 2014
Jan 17, 2014
Currency Exchange Loss:
Apr 17, 2015