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Aksante Mungu Group
In this Group: Bidwaya, Kamabu, Sekanabo, Baraka, Bahati, Ziminika, Jeanne, Riziki, Mupungu, Malonga, Sekanabo, Chiribuka, Murhega, Lwadurha, Buhasa, Ruchababisha, Rutega, Lucky-Cheka, Jeannette, Kayembe, Bahati, Esther, Zatundekana, Rushinga, Ntaliza, Nyamuhirwa, Ndizihiwe, Bushole, Cicuza, Kahambu, Ndoole, Kikuni, Muderwa, Mukwege, Balume
Bidwaya has been a retailer for 10 years and is a member of the Aksante Mungu business group. She is a dynamic entrepreneur, 35 years old and the mother of 8 children, 6 of whom attend school and 2 of whom are still too young. She sells various items from a shop that she co-owns and which is located in a local market. She is requesting a loan from Hekima in order to increase her business which she started with funds she got from her husband. She and her husband share the financial burdens. She is going to buy items including 40 liters of oil, flour, matches, a box of soap, a bag of sugar, sweets, biscuits and iodized salt. In the coming years, she would like to increase her business, feed her children and make sure they get an education. She thanks Hekima for its support of women entrepreneurs excluded from the classic banking system.

Note: some of the customers in the photo are carrying their babies.
La cliente Bidwaya est une commerçante depuis 10 ans et membre d’une association d’affaires « Aksante Mungu », entrepreneur, dynamique, âgée de 35 ans et mère de 8 enfants dont, 6 étudient et 2 sont encore gamins. Elle est vendeuse des articles divers et sociétaire d’une boutique dans un marché de la place. Elle sollicite un crédit auprès de Hekima pour accroitre son entreprise. Elle commença avec de fonds reçu de son mari. Elle s’entraide avec son mari pour y parvenir. Elle va acheter 40 litres huiles, 1 sac de farine formant, les allumettes,1 carton de savons, un sac de sucre, des bonbons, biscuits, sel iodé, etc. Dans l’avenir, Elle souhaite accroitre son activité, scolariser et nourrir ses enfants. Ainsi, elle remercie Hekima pour son soutien aux femmes entrepreneurs exclues du système bancaire classique. Il sied de signaler que certaines clientes portent leurs bébés.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 20
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,602,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Aksante Mungu Group's $9,450 loan helped a member to buy items including 40 liters of oil, flour, matches, a box of soap, a bag of sugar, sweets, biscuits and iodized salt.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 23, 2013
Listed
Jan 16, 2014
Currency Exchange Loss:
N/A
Ended:
May 17, 2014