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Nazoratkhon is from the city of Isfara. She is a 43-year-old married woman with three children. Her son is 21 years old, and daughters are 18 and 10 years old. Nazoratkhon has a retail outlet. Her store is located near the central hospital. She sells women's warm robes, sleepwear and also towels and etc. there. Nazoratkhon has been involved in this business for 18 years. Her husband is a construction worker. The oldest son left to work in Russia, and the daughters are studying. Nazoratkhon is a hardworking and diligent woman. She works at her store from morning to night in order to provide for his family. Now she needs a loan to develop her business. She is planning to purchase a selection of merchandise and is requesting a loan for this. She is awaiting and hoping for financial help.
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Назоратхон родом из города Исфара. Она 43-летняя замужняя женщина с тремя детьми. Сыну 21 год, а дочерям по 18 и 10 лет. Назоратхон имеет торговый бизнес. Ее магазин расположен рядом с центральной больницей. Она продает там женские теплые халаты, ночные одежды, а также полотенце и т.д. Назоратхон занимается данным бизнесом на протяжении 18 лет. Ее муж мастер строитель. Старший сын уехал на заработки в Россию, а дочери учатся. Назоратхон трудолюбивая, усердная женщина. Она работает в своем магазине с утра до вечера, чтобы обеспечивать семью. Сейчас она нуждается в кредите для развития своего бизнеса. Она собирается закупить ассортимент товара и для этого просит кредит. Она ждет и надеется на финансовую помощь.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 104
    View loans »
    Tajikistan Loans Fundraising
  • $29,921,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Nazoratkhon to purchase women's warm robes, sleepwear and towels.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jan 8, 2014
Jan 17, 2014
Currency Exchange Loss:
Jan 17, 2015