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Najma
Najma is a 38-year-old married woman. She has been successfully running a small general store with her husband at the corner of her house. She has two years of experience in this field. Her husband also assists her by purchasing stock of goods from the market, as he has maintained many contacts over the years. She is a mother of four children and is motivated to provide her family with good quality food, clothing and health. She wants to grow her business so she requested a loan of PKR 40,000 to buy packs of salt, biscuits and beverages to meet the increasing demand at her store. She is expecting a boost in her earnings and dreams of expanding her business in the future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

Tags

About Pakistan

  • $3,004
    Average annual income
  • 151
    View loans »
    Pakistan Loans Fundraising
  • $13,502,475
    Funds lent in using Kiva
  • 105.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Najma to buy packs of salt, biscuits and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 9, 2014
Listed
Jan 15, 2014
Currency Exchange Loss:
Possible
Ended:
Feb 20, 2015