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Leyla
Leyla is 52 years old, a widow and raised 3 children alone. Her husband died from an illness, and Leyla raised the children by herself. The oldest son is a shepherd and takes local residents' livestock to pasture for a set payment. The second son works in Kazakhstan, and the daughter attends a technical college. Leyla has a secondary education, and to provide the primary income for her family, she is involved in animal husbandry and farming, having started 28 years ago with a purchase of livestock with 4,000 som (KGS). Thanks to Leyla's hard work, today her business contains 2 dairy cows, 1 heifer, 5 sheep and also a 3.60 hectare land plot, where she grows clover, beans and barley. The monthly income amounts to 16,000 som (KGS). In order to further develop her business, Leyla requested a loan from the microfinance bank "Bai-Tushum and Partners" to buy bulls for fattening up and subsequent resale at a market at a high price. Leyla plans to invest the earnings from the loan into further increasing domestic livestock quantities and saving money for her son's wedding party.
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Лейле 52 года, вдова, одна воспитала 3 детей. Супруг умер от тяжелой болезни и Лейла сама поднимает детей. Старший сын -пастух, пасет скот местного населения за определенную плату. Второй сын находится на заработках в Казахстане, дочь учится в техникуме. У Лейлы - среднее образование, в качестве основного дохода для своей семьи Лейла занимается животноводством и полеводством, стартовав 28 лет назад, с покупки скота на 4,000 сом KGS. Благодаря упорному труду Лейлы, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, 1 нетель, 5 овец, а также имеет земельный надел размером 3,60 ГА, на котором выращивает клевер, фасоль и ячмень. Ежемесячный доход составляет 16,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Лейла обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом на покупку бычков для откорма с последующей реализацией на рынке по высокой цене. Доходы от кредита Лейла планирует вложить в дальнейшее приумножение количества домашней скотины, и намерена собрать средства на проведение свадебного торжества для сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

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About Kyrgyzstan

  • $2,100
    Average annual income
  • 205
    View loans »
    Kyrgyzstan Loans Fundraising
  • $9,757,950
    Funds lent in using Kiva
  • 49.4
    Kyrgyzstan Soms (KGS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,025 helped Leyla to buy bulls for fattening up and resale.
48% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jan 14, 2014
Listed
Jan 17, 2014
Currency Exchange Loss:
Possible