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Kenja is a good-natured and good-humored man of the age of 54 years. He is married and has two children. Kenja lives with his wife in a small house in a rural village. In order to feed his family, he has his own business.

Kenja works as a dekhan farmer and with livestock breeding. He has a land area. Out of the whole area, some of the land is rain fed and the rest is irrigated. On this land, Kenja grows carrots, potatoes and cereals. His wife helps him care for and breed cattle. As they have a large land area, they also let their cattle graze on it.

The livestock breeding business brings in a good income, and therefore Kenja would like to expand the business by increasing the number of livestock. For this, he turned to Arvand in order to receive a loan to purchase livestock. Kenja thanks Arvand in advance for the support.
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Кенча добродушный и жизнерадостный мужчина в возрасте 54 лет. Он женат и имеет двоих детей. Кенча живёт со своей женой в небольшом доме в сельском посёлке. Чтобы прокормить свою семью он также занимается своим бизнесом. Кенча занимается дехканством и животноводством. У него имеется земельная площадь. Из общей площади земли, некоторая часть земли составляет богарные земли, а остальная площадь это поливные земли. На этой земле Кенча занимается выращиванием моркови, картошки и зерновых культур. А его жена помогает ему ухаживать и выращивать скот. Так как земельная площадь у них большая, они также пасут на ней своих скот. Бизнес животноводства приносит хороший доход, поэтому Кенча хочет расширить этот бизнес, увеличив поголовье своего скота. Для этого он обратился в Арванд, чтобы получить кредит на покупку скота. Кенча заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $29,711,000
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD
A loan of $2,325 helped Kenja to purchase livestock.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Dec 26, 2013
Jan 17, 2014
Currency Exchange Loss:
Feb 16, 2014