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Ciria Inés
The communal bank Hermano Gregorio meets every two weeks in the Jocay neighborhood of the city of Manta, a city known for having beautiful beaches, which are visited throughout the year, and for being a city of unrivaled beauty with many tourist attractions.

Ciria, 43, lives here. She is married and has a 19-year-old son who is married but still lives at home. Her husband is a teacher at a local university. Ciria is a housewife who, to have her own income and be able to help her husband with the household expenses, works selling clothing out of a Leonisa catalogue and Belcorp products (beauty products, cosmetics, perfumes, and women's accessories). She works three days a week, two or three hours a day. She sells her products on credit and collects money every week. She has done this for more than two years and she likes it because, in addition to earning her own money, it's entertaining and makes her feel independent. This loan is to buy clothing, perfumes, creams, and cosmetics. She has been part of the communal bank for two years and she likes it because it is easy to make payments. Her dream is to continue improving her business.
View original language description ↓
El Grupo De Crédito Hermano Gregorio se reúne cada 15 días en el barrio Jocay en la ciudad de Manta, ciudad conocida por sus hermosas playas que son muy visitadas en toda época del año y por ser una ciudad con una belleza sin igual con muchos atractivos turísticos.
En este lugar vive la señora Ciria, tiene 43 años de edad, está casada y de esta relación tiene un hijo de 19 años que es casado pero aun vive en su casa. Su esposo es maestro de una universidad local.
Doña Ciria es una ama de casa que para obtener sus propios recursos y con esto poder ayudarle a su esposo con los gastos del hogar se dedica a la venta de ropa por catalogo de leonisa y productos de Belcorp (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas al día, ella deja sus productos a crédito y cobra cada ocho días. Lleva más de 2 años con este negocio el cual le gusta ya que además de ganar algo por su cuenta la entretiene y la hace sentir independiente.
Este crédito es para comprar ropa, perfumes, cremas y cosméticos. Lleva 2 años en el Grupo De Crédito y le gusta porque los pagos son fáciles de hacer. Sus sueños son seguir mejorando su negocio.

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About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,544,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Ciria Inés to buy clothing, perfumes, creams, and cosmetics.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Dec 19, 2013
Listed
Jan 14, 2014
Currency Exchange Loss:
N/A
Ended:
Jul 17, 2014